KRA PAYE Calculator (Net Pay Kenya)
Calculate your net (take-home) salary in Kenya for free with 2026 rates: PAYE tax bands, NSSF, SHIF (2.75%) and the Housing Levy — full payslip breakdown.
KSh 57,876.65
net (take-home) pay per month
| Gross salary | KSh 80,000.00 |
| NSSF (pension) | − KSh 4,800.00 |
| SHIF (health, 2.75%) | − KSh 2,200.00 |
| Housing Levy (1.5%) | − KSh 1,200.00 |
| PAYE (income tax) | − KSh 13,923.35 |
| Net pay | KSh 57,876.65 |
Total deductions: KSh 22,123.35 (27.7% of gross). Taxable income after allowable deductions: KSh 71,800.00.
Rates as of July 2026: PAYE bands per Finance Act 2023, NSSF Year 4 limits (Feb 2026), SHIF 2.75% (min KSh 300), Housing Levy 1.5%. Estimates only — confirm with KRA or your payroll.
Frequently asked questions
- Which rates does this calculator use?
- The 2026 rates: PAYE bands of 10% (to KSh 24,000), 25% (to 32,333), 30% (to 500,000), 32.5% (to 800,000) and 35% above; KSh 2,400 personal relief; NSSF Year 4 limits (Feb 2026); SHIF at 2.75% (min KSh 300); Housing Levy at 1.5%.
- Are NSSF, SHIF and the Housing Levy tax-deductible?
- Yes — since the Tax Laws (Amendment) Act 2024, all three are deducted from gross pay before PAYE is calculated, which lowers your taxable income.
- Is this an official KRA calculator?
- No — it's an independent estimate using published statutory rates. Your payslip may differ with benefits, pension top-ups or insurance reliefs. Confirm with KRA or your payroll department.