SHIF Calculator Kenya (SHA Contributions)
Calculate your SHIF (Social Health Insurance Fund) contribution in Kenya for free — 2.75% of gross salary with the KSh 300 minimum, as deducted by SHA.
KSh 1,375.00
SHIF contribution per month (2.75% of gross)
The Social Health Insurance Fund (SHIF, run by the Social Health Authority) replaced NHIF in October 2024. Employees contribute 2.75% of gross salary with a minimum of KSh 300.00; the deduction is made by your employer and is tax-deductible before PAYE.
Rates as of July 2026: PAYE bands per Finance Act 2023, NSSF Year 4 limits (Feb 2026), SHIF 2.75% (min KSh 300), Housing Levy 1.5%. Estimates only — confirm with KRA or your payroll.
Frequently asked questions
- How much is SHIF per month?
- 2.75% of your gross monthly income, with a minimum of KSh 300. Someone earning KSh 50,000 pays KSh 1,375; there is no upper cap.
- What happened to NHIF?
- NHIF was replaced by the Social Health Insurance Fund (SHIF), managed by the Social Health Authority (SHA), in October 2024. The old fixed NHIF bands no longer apply.